The Nigerian dating scams target the lonely and vulnerable. The most common comment of victims who think they have found the love of their life is “I can’t believe I was so stupid! The Nigerian dating scams are hugely profitable. The Nigerians call them ‘maghas’ which is slang for gullible white people. The scammers spend their day trolling the dating sites and chat rooms for contact emails, and then send off thousands of fraudulent letters and emails awaiting the victim’s replies. They are offering the chance of finding true love and happiness, and there are plenty of takers! However sooner or later, the vulnerable hearts receive requests that will ultimately lead to financial losses and heartbreak. The scammers choose chat rooms and dating sites because the person in love offers the chance of the biggest payoffs. How Does the Scam Work? The Nigerian dating scams are often not easy to detect as the scammers are often highly educated, have exceptional patience and they do their homework!

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In reality, the scammers make off with the money and the mark is left with nothing.

This section needs additional citations for verification. Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed. The time between the funds appearing as available to the account holder and the check clearing is known as the “float”, during which time the bank could technically be said to have floated a loan to the account holder to be covered with the funds from the bank clearing the check.

Even after it has cleared, funds may be reclaimed much later if fraud is discovered. The check given to the victim is typically counterfeit but drawn on a real account with real funds in it. With correct banking information a check can be produced that looks genuine, passes all counterfeit tests, and may initially clear the paying account if the account information is accurate and the funds are available. However, whether it clears or not, it eventually becomes apparent either to the bank or the account holder that the check is a forgery.

This can be as little as three days after the funds are available if the bank supposedly covering the check discovers the check information is invalid, or it could take months for an account-holder to notice a fraudulent debit. It has been suggested that in some cases a genuine check, from the payer’s account, is issued with intent to defraud: Regardless of the amount of time involved, subject to certain limits, once the cashing bank is alerted the check is fraudulent, the transaction is reversed and the victim’s account debited; this may lead to it being put in overdraft.

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Not only are they sexy and smart, but they are also often educated, loving, and ambitious towards life. Foreigner men absolutely love, and have had a lot of success with Nigerian wives. So, it should be no surprise that both online and in-person dating for Nigerian women has become quite popular. And, why American men or other foreigners from around the world travel so far to date and court Nigerian women. Taking Religion Seriously and Being Respectful You are going to find that most Nigerian women, may they be from the city or smaller town, are quite religious.

And, while in most cases their religion of preference is Christianity, there are also many that are Muslim — depending on where you are.

Even when traceable, they give out long and winding procedures for procuring the reward real or unreal and that too with the impending huge cost of transportation and tax or duty charges.

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And, while in most cases their religion of preference is Christianity, there are also many that are Muslim — depending on where you are.

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The scammers start by stealing a photo from an internet site.

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Online Dating Advice – Nigerian / Ghana dating scams